Like any home, your Arizona manufactured home needs insurance coverage. However, insurance packages for traditional homes may not provide the proper coverage for these specialized units. A manufactured home insurance policy from Choice Agents protects Arizona residence from a range of potential threats to your comfort, safety, and wallet.
Dwelling Coverage: An insurance policy pays for any damage to the physical structure of your home. That includes the walls, floors, foundations, ceiling, and other structural components. While contract details vary, most policies provide coverage for damage caused by fire, wind, theft, and vandalism. Other structures on your property can be included in your coverage as well. Storage units, workshops, and other structures that aren't attached to the main house can receive similar protection.
Personal Property: Any personal property you have stored in and around your dwelling is included in the coverage. That means your clothing, electronics, artwork, and collectibles can all be recovered after a covered event. Keep in mind that every insurance policy has a limited payout. If you have high-value items like jewelry or one-of-a-kind collectibles, you may need additional coverage to ensure they can be replaced. Talk to your Choice Agent about an umbrella policy to fill in the gaps left behind by your primary policies.
Personal Liability: Medical bills for any bodily damage your visitors sustain while on your property is covered under the liability portion of your policy. This includes damage to another person's property and belongings. Liability coverage includes payments for legal fees associated with events that happen on your property. Payouts can be issued to help you pay for legal representation or to provide funds for court-ordered damages.
As local, independent agents, we work for YOU, finding you the best possible rate for the right coverage. As authorized agents of Insurance Professionals of Arizona, we compare dozens of companies to find you the best options for home, auto, business and life insurance in many states. We're proud to work only with A-rated carriers so our clients can expect outstanding financial strength and superior claims service to help protect what they value most. And with over 6 decades of combined experience, you can count on the most informed advice and stellar service!
