Planning an exceptional event requires attention to detail as memories are built from even the smallest of moments. However, for all the time, money, and effort that goes into planning an event, many possible exposures threaten its outcome.
What is Special Event Insurance?
Special event insurance provides needed protection from financial loss for a specific occasion, such as a wedding or charity run. When you purchase event or wedding insurance, there are two types of coverage you can purchase:
- Liability: This is the most common, and frequently necessary to secure your event location. General Liability insurance protects the event host and the venue if there are claims resulting from property damage or injuries that occur during the event. For events that serve alcohol, Liquor Liability insurance protects for the extra risks that alcohol can cause."
- Core Coverages: When you purchase a wedding insurance policy, you will get a certain set of core coverages, like Cancellation or Postponement, as well as various coverages to repair or replace photos, videos, gifts or attire.
As local, independent agents, we work for YOU, finding you the best possible rate for the right coverage. As authorized agents of Insurance Professionals of Arizona, we compare dozens of companies to find you the best options for home, auto, business and life insurance in many states. We're proud to work only with A-rated carriers so our clients can expect outstanding financial strength and superior claims service to help protect what they value most. And with over 6 decades of combined experience, you can count on the most informed advice and stellar service!
Do I need insurance for my event?
When you’re booking a wedding, most venues will require you to provide general liability insurance for your wedding event. This coverage will protect you and the venue in case someone gets hurt or the property or facilities are damaged. In fact, you may need to show evidence of insurance to secure your date. Wedding insurance is still a good idea even if not required by your venue. You could be at financial risk if you don’t have liability protection. For instance, if a wedding guest doesn’t properly plug a drink cooler, and water leaks onto the hardwood floors for hours, you could be responsible for a sizable repair bill — maybe as high as $10,000 or more.
There is good news, however, you can easily get the coverage you need to protect your wedding or special event and your pocket book.
Want to find out if there is protection for your specific event? We have event programs for weddings, birthday parties, festivals, meetings, and more. Get a quote today and protect yourself and your event from the unexpected, so you can relax the day of your wedding or your next event.